Our Portfolio

  • All
  • Seed
  • Early

Seed
Align17 makes it easy to participate in impact investing

Seed
API to help companies better vet and diligence their customers

Seed
Aggregator of online real estate investment marketplaces

Seed
Education and recommendation platform helping consumers make great decisions about credit

Seed
Brace allows mortgage investors, servicers and borrowers to work together in a frictionless manner

Early
Consumer point of sale financing

UK Single Family Residential investment platform for institutions and individuals

Seed
P&C brokerage for 1099 contractors and their clients

Early
Debit card linked digital bank

Early
Equity marketplace for consumer-focused small companies

Seed
SaaS regulatory and compliance tools

Seed
Software-enabled analytics for online-originated loans

Seed
Software-enabled SMB P&C insurance broker

Seed
Unlocking solar financing for unrated or below investment grade organizations

Seed
Automated expense reporting and mileage tracker for the self-employed

Seed
Marketing solutions for “Main Street” small businesses

Seed
Pay as you drive car insurance

Seed
Commercial real estate deposit guarantee platform

Early
Digital investment advisor that provides holistic advice and automates income for modern retirees

Seed
Access residential home equity as an asset class via affinity originations

Technology driven insurance agency with distribution throughout the lending process

Seed
Geolocation tax compliance SaaS for enterprises

Early
Incentivized private banking experience for the Middle Class

Early
Credit management and provision for SMBs

Early
SaaS tools to monitor & conduct due diligence on hedge funds

Seed
Crypto-asset operating platform

Seed
Beautifully simple insurance, offered through trusted advisers

Seed
AI enhanced debt collection software

Seed
The world’s first cyber protection company focused on defending independent businesses

Seed
Pay any bill automatically by taking a picture of it

Seed
Non-elective US healthcare loan originator

Seed
Pei provides automatic retailer cash back on debit and credit card transactions

Seed
Title insurance workflow software

Seed
Empowering people to make their aspirations a reality, debt-free

Seed
Digital payment platform for the transportation industry

Seed
Data cooperative and universal graph of truth sets for machine learning

Early
Reinventing equity research workflow

Seed
Expense sharing and bill splitting mobile application

Seed
A free messaging platform where users can improve their financial lives through video content, personalized tips and product recommendations

Early
The income-building platform for the Build-Your-Own (BYO) workforce, helping people create financial stability and take charge of their future

Seed
(Acquired by Affirm) Consumer cash flow management mobile application

Early
EM-focused consumer unsecured loan originator

Saves homeowners money by monitoring and appealing their property taxes

Seed
Mobile application for trust planning & life insurance

Seed
A broker-first platform bringing transparency to insurance markets

Seed
Messaging service as financial wellness concierge

Seed
Data analytics to determine net worth

Meet The Team

Steve Drobny
Partner

Steve is the Managing Partner of Clocktower Group. He has spent his career as a leader in global macro and alternative investment strategies and is the author of two critically acclaimed books on global macro investing, Inside the House of Money: Top Hedge Fund Traders on Profiting in the Global Markets and The Invisible Hands: Top Hedge Fund Traders on Bubbles, Crashes and Real Money. In recent years, Steve has focused his expertise on building partnerships that connect the global macro investment community with innovative asset managers and technology companies.

Prior to founding Clocktower Group in 2007, Steve built a global macro research business, and previously worked for Deutsche Bank in London, Zurich and Singapore. Steve holds a MSc in Finance and Accounting from the London School of Economics and Political Science and a BS/BA from Bucknell University. Steve lives in Malibu with his wife and three kids, and enjoys surfing.

Ben Savage
Partner

Ben manages Clocktower Technology Ventures and is responsible for all of Clocktower Group’s private market activities. Ben was previously Director, Investment Associate Program for Bridgewater Associates, where he worked with the firm’s CIOs on strategic priorities, talent development and research. Ben began his career as a VC and private equity investor with Wasserstein Perella. Ben also co-founded Artivest fka Resonance Funds, an online issuer of actively-managed exchange traded vehicles, as well as Waterfall Mobile.

Ben holds an MBA from the Stanford Graduate School of Business and a BA in philosophy from Yale University. Ben lives in Bel Air with his wife and two young children.

David Lofthouse
Venture Partner

David is our London-based Venture Partner, leading Clocktower Technology Ventures in the UK and Europe. He is responsible for all fintech investment activity, including originations, investment execution and portfolio management in this region. David was previously Co-Founder and CIO of Prologue Capital, a highly successful fixed income global macro hedge fund. David’s earlier career in trading spans JP Morgan, Greenwich Capital and Goldman Sachs.

David holds a BSc in Chemical Engineering from the University of Nottingham. David lives in Mayfair with his wife and young child.

Ned Daoro
Senior Associate

Ned focuses on deal sourcing, diligence, and execution. Prior to Clocktower, Ned worked at MUFG Union Bank in a corporate development role where he executed acquisitions, divestitures and other enterprise-level strategic initiatives. Before MUFG, he worked as an Equity Research Associate at Sandler O’Neill + Partners covering mid and small-cap financial institutions.

Ned holds an MBA from the UCLA Anderson School of Management and a BS in Finance from California Polytechnic State University. He lives in Santa Monica with his wife.

Melissa van Kluyve
Associate

Melissa manages platform for Clocktower Technology Ventures portfolio companies. She also helps manage the CTV fundraising process and supports investor relations.

Prior to joining the firm, Melissa led go-to-market for new products developed through the Deloitte Ventures Incubator in London. Melissa holds an MBA from Regent’s University London and a BS in Management & Marketing from Missouri State University.

Adriana Saman
Associate

Adriana focuses on deal sourcing, diligence, and execution. Prior to Clocktower, Adriana was a Strategy Associate in Chase’s Digital Payments team where she worked closely with all consumer-related payment products to develop consolidated roadmaps, business cases, and strategic initiatives. Before joining Digital Payments, she worked at J.P. Morgan as an Investment Banking Analyst focusing on M&A transactions across Latin America.

Adriana is originally from Ecuador and holds a BA in Political Science from the University of Pennsylvania.

Miles Dowling
Analyst

Miles focuses on deal sourcing and research. He joined the team after completing his BS in History at Brown University.

Miles has previously interned for Clocktower Group, as well as has held internships at Kingsway Capital and Bridge33 Capital.

Tyler Hathaway
COO/CCO

Tyler is responsible for Clocktower’s operations and compliance. He oversees all back office functions for Clocktower Technology Ventures.

Previously, Tyler worked in operations at Dimensional Fund Advisors and Big Sky Capital. Tyler holds a BS in Business Administration and Finance from the University of Colorado at Boulder. Tyler lives in El Segundo with his wife and young son.

Natalie Charney
Analyst

Natalie coordinates across the team, supporting operations and streamlining communications to increase overall team efficiency.

Prior to joining the firm, Natalie taught literature as a Teach For America corps member in New York City. Natalie holds an MA in Teaching from the Relay Graduate School of Education and a BA in Global Studies and Spanish from UCLA.

Advisory Board

Sebastian Mallaby

Sebastian Mallaby is the Paul A. Volcker senior fellow for international economics at the Council on Foreign Relations (CFR). An experienced journalist and public speaker, Mallaby is also a contributing columnist for the Washington Post, where he previously served as a staff columnist and editorial board member. He is the author of The Man Who Knew: The Life & Times of Alan Greenspan, winner of the 2016 Financial Times/McKinsey Business Book of the Year Award and the 2017 George S. Eccles Prize in Economic Writing. His writing has also appeared in the Atlantic and the Financial Times, where he spent two years as a contributing editor.

Mallaby’s interests cover a wide variety of domestic and international issues, including central banks, financial markets, the implications of the rise of newly emerging powers, and the intersection of economics and international relations. His previous book, More Money Than God: Hedge Funds and the Making of a New Elite, was described by New York Times columnist David Brooks as “superb”; it was the recipient of the 2011 Loeb Prize and a New York Times bestseller.

Marc Schwartz

Marc Schwartz is currently a Partner of Unplug Meditation. Prior to Unplug, he most recently was the Chief Investment Officer for the Broad family office and the Broad Foundations, managing a global investment portfolio across all asset classes and strategies. Prior to joining Eli Broad, Schwartz was a Managing Director at Reservoir Capital, an opportunistic investment firm currently managing over $5 billion, where he served in various roles and on a number of fund investment committees and advisory boards. Prior to Reservoir, he was a Vice President of Acquisitions at Internet Capital Group. Schwartz graduated magna cum laude from Harvard College with an AB in Organizational Behavior and received an MBA from the Stanford University Graduate School of Business.

Jeremy Stein

Jeremy Stein is the Moise Y. Safra Professor of Economics and Chairman of the Department of Economics at Harvard University, where he teaches courses in the undergraduate and PhD programs, and serves on the board of directors of the Harvard Management Company.

From May 2012 to May 2014, he was a member of the Board of Governors of the Federal Reserve System. Before coming to Harvard in 2000, Stein was on the finance faculty of M.I.T.’s Sloan School of Management for ten years, most recently as the J.C. Penney Professor of Management. Prior to that, he was an assistant professor of finance at the Harvard Business School from 1987-1990.

He received his AB in economics summa cum laude from Princeton University in 1983 and his PhD in economics from M.I.T. in 1986. Stein’s research has covered such topics as: behavioral finance and market efficiency; corporate investment and financing decisions; risk management; capital allocation inside firms; banking; financial regulation; and monetary policy. He has been a co-editor of the Quarterly Journal of Economics, and the Journal of Economic Perspectives, and on the editorial boards of several other economics and finance journals. Stein is a fellow of the American Academy of Arts and Sciences, a research associate at the National Bureau of Economic Research, and a past member of the Federal Reserve Bank of New York’s Financial Advisory Roundtable. In 2008, he was president of the American Finance Association. In 2009, he served as a senior advisor to the Treasury Secretary and on the staff of the National Economic Council.

Benjamin Weston

Benjamin Weston most recently served as Global Head of Alternative Investments and Chief Investment Officer of the Alternative Investments Department at Abu Dhabi Investment Authority (ADIA). Prior, Weston was CEO of Helvetica Wealth Management Partners, an asset management company controlled by Credit Suisse and the State of Qatar. Weston was previously chief executive of Merrill Lynch Alternative Investments, where he was responsible for $26bn in assets under management.

Prior to joining the buy side in the late 1990’s, Weston had a long career in derivatives at JP Morgan, Bankers Trust and Credit Suisse in New York, London and Hong Kong. Weston has a Master of Arts in International Affairs with Honors in Economics from The Johns Hopkins School of Advanced International Studies and a Bachelor of Arts in International Studies from Miami University.

KT zu Guttenberg

Karl-Theodor Freiherr zu Guttenberg serves as the Chairman of Spitzberg Partners LLC. Zu Guttenberg first served as Minister of Economics and Technology and then as Minister of Defense in the cabinet of German Chancellor, Angela Merkel. As the youngest Defense Minister in German history, he led the most significant structural reform of the German armed forces since the Bundeswehr’s founding. Zu Guttenberg was a Member of the German Parliament (Bundestag) from 2002 to 2011, served as spokesman on the Foreign Affairs Committee, and was a Member of the Parliamentary Assembly of the Council of Europe and Secretary General of Germany’s co-governing CSU party.

Zu Guttenberg is a Distinguished Statesman at the Center for Strategic and International Studies (CSIS) in Washington, DC, and served as Senior Advisor to the European Commission leadership on global Internet freedom. He sits on a variety of international corporate and not-for-profit boards. Zu Guttenberg is on the Senior Advisory Board of BDT Capital, Chicago, and on the Global Advisory Board of Edelman, New York. He is a member of the International Advisory board of Barrick Gold, Toronto. He sits on the European Advisory Board of Samsung. He serves on the Advisory Boards of ASAPP, New York, Ripple, San Francisco, AnchorFree, Redwood City.

Zu Guttenberg is an operating partner at Kodem Growth Partners, an investment firm in New York. He is on the board of directors of the German American Chamber of Commerce in Atlanta and on the board of directors of the American Council on Germany. He is also on the board of the Institute for Strategic Dialogue, London. Zu Guttenberg was a board member at Mountain Partners AG and served on the board of directors of Team Rubicon Global. During his time in government he was Vice Chairman of the KfW, Germany’s government-owned development bank. Zu Guttenberg has published numerous op-eds and articles, appears frequently on leading international TV stations and holds a law degree from the University of Bayreuth. He currently lives with his family between Greenwich, CT, Wellington, FL (USA) and Munich (Germany).

About Clocktower

We partner with phenomenal entrepreneurs who have the vision and drive to reinvent financial services, investing from the earliest seeds of startup life to businesses scaling for growth. We support leading companies across all sectors of financial services, including lending, payments, insurance, asset management, personal finance, and capital markets. Our distinctive approach to fintech venture capital is crafted around a curated network of global macroeconomic thinkers and investors.

Launched in 2015, Clocktower Technology Ventures is the technology investing affiliate of Clocktower Group, a global macro investment firm. CTV is based in Santa Monica, CA and invests worldwide.

Get In Touch


225 Santa Monica Blvd, Floor 10
Santa Monica, CA 90401